Fleet operators have long acknowledged the benefits of telematics and the data it provides to monitor driver behaviour and deliver improved operational efficiencies. Now it seems NZ insurance companies are starting to realise the potential. The technology is being integrated into new cars anyway and can report on every manoeuvre a car makes; speeding, braking, cornering, over-taking – soon there will be no secrets to the way you perform on the road, including where you’ve been. Insurance companies want to access that data to analyse, not just whether you were at fault in the car accident, but what your driving style is. They theorise that more passive drivers present them (insurers) with a lower risk profile so potentially could pay a lower premium. It cannot however figure driving ability or, for instance, response time into the calculation so is quite broad-brush. We’re a little sceptical that ‘safe drivers’ will be rewarded with cheaper premium’s, but have no doubt driving style deemed to be overly aggressive will soon pay the price. The NZ Herald presented a good overview of this new topic – for more into go to http://www.nzherald.co.nz/nz/news/article.cfm?c_id=1&objectid=11128212 . Safe driving!